Internet Banking

Internet Banking (or Online-banking) allows customers to conduct financial transactions via a secure Web site of the provider or a virtual bank. Internet banking is a special case of "Client-Bank". Little history. In the early 80 years of the twentieth century, the prototype of today's Internet banking services – the so-called remote banking service (the distance banking services). Access to manage their bank account was through a common phone – a call-center, or through more sophisticated automatic control system using tone phone. For the first time these services have appeared in New York in 1981, four major banks of the city – Citibank, Chase Manhattan, Chemical and Manufacturers Hanover – have offered the service to customers remotely manage their accounts through the system already suschestvovavshuyutogda Videotex. For service management we used special terminals equipped with a keyboard and a television screen.

Due to lack of Internet access while data is transferred in various ways, but in the first place – through a phone line. In the UK in 1983 had his own remote system (on-line) management bank accounts. It used to query the modem connected to a telephone line. And for examples of data – a single TV channel and connected TV. Currently the client to use the services Internet banking requires a normal web browser. The very system of internet banking is placed on the bank's Web site.

All user data (vouchers, account statements) are stored at the bank site. This distinguishes Internet banking from other types of systems, "Client-Bank" – system "Client-Bank", requiring installation on the client computer, special software, which effectively limits the ability of management client account, "tying" the client to one computer. Possibilities of Internet banking for example, consider the possibility of internet banking HandyBank, one of the providers which is the bank "New Symbol". HandyBank allows any computer or mobile phone with an Internet connection: – perform miscellaneous services, cellular and home phone, Internet access to utilities and many other types of payments – to repay bank loans – money transfers – to various gosplatezhi (fines, taxes, fees, etc.) – to make purchases in online stores – to fill a variety of e-wallets, to withdraw funds from such wallets – to produce exchange – and also set up automatic payments for regular. Additional advantages of internet banking. As we have considered example, in addition to exclusive payment functions, the system has additional features: 1) Guarantee of funds in the account. Client's funds are provided state guarantees the return of deposits. 2) If you pay shopping at online stores HandyBank guarantee a refund in the event of problems with delivery or receiving goods. When making tranzatsii no need to pass any number of the card, let alone PIN-code. Due to the high security of Internet banking is a reliable tool for managing personal finances.


Today the situation when he took credit for a car or an apartment, a man can not pay for your purchase, nobody will be surprised … The debt hole tightens with each passing day, and the only right decision at such a critical confluence circumstances is the disposition of the property. Because the loans are not only physical but also legal entities, then the market sales of mortgage cars, apartments and houses appear and objects of the commercial real estate, special equipment, miscellaneous equipment, and even ready-made business. By far the most profitable purchase confiscated by specialized trade associations or the same firms that implement mortgage banking assets. Products available from such organizations appear legitimate ways – either with a right of sale transferred to financial institutions to companies or put up for sale directly to owners. In the majority, bogged down in debt, the person personally seek to find a comprehensive solution to the situation, and therefore agrees to the sale of movable or immovable object property at a lower price. However, at the same time, there are cases where the borrower is trying to "snitch" on a loan repayment and the sale of goods.

Then, in accordance with the law, collateral withdrawn from the debtor without his agreement, and put up for sale. The sale of confiscated goods in two ways – those already mentioned, through announcements related sites. And you can sell real estate, personal transportation, household utensils, etc., putting a lot at auction. Buying collateral banks, it is important to take a sober look at the situation. Do not head in the clouds, do not build illusions that the road will get you a flat for some 5-10 thousand hryvnia and the seven-year-old car bank simply give you a dime.

Without a doubt, the purchase of confiscated goods – educated decision that saves the family budget, but it should be clearly understood that no bank will operate at a loss, no one owner will not be an act of generosity – each of them is interested in selling a product for the price, which is at least cover the unpaid loan. Yes, you buy a cheap car and stalevarny machine, but they will be no more than 20-25% cheaper than market value. The benefit is visible to the naked eye – that cost is optimal for both the buyer and the seller price range. Use chance if the sales offer you think is attractive. Observing basic safety rules and consult with a lawyer or an expert, working with the banking Confiscated, you can buy desired at affordable prices. When using materials from this page link to ZASTAVATORG.ORG required for Internet-editions – hyperlinks are not closed for indexing by search engines. 2010, Zastavatorg

GDP World

as a state. On the benefits of the owners of the Fed we'll say later. A number of benefits to the U.S. include the ability for 37 last years to live beyond their means, ie largely at the expense of the rest of the world. Since GDP U.S. is 20% of global GDP. True, this figure is not entirely true, since in the amount of its GDP the United States set off a series of indicators, such as the cost of some varieties of services that other countries in GDP does not count. If the count on the general rules, with 20% of this figure will decrease to approximately 15%.

Well, okay, let it be 20%. And consume the U.S. – 40% of annual production in the world. The question for who can think: if someone produces 20% (Or 15%?), And consumes 40%, because of this someone has to pay? Really pays, that someone – the rest of the world that America gives its goods in exchange for unsecured notes. Thus there is a huge redistribution of the world's wealth in favor of the United States.

By the way, the more you look at what is happening in the world, the more convinced that there is nothing new in this world. Everything was either in history or described in fairy tales. For example, the exchange of real assets in the wrappers similar way as for the beads and other trash worth 24 dollars from the Indians was bought Manhattan. And the ability to live at the expense of others, and be at the same time the most powerful, has been described in the tale of Filippke that suck juices out of others, weaker plants. The question arises: why the Fed had to make dollars more than necessary for normal functioning of the global economy? Indeed, if all the countries that voluntarily 'embedded' their economy in the mechanism for maintaining and ensuring the purchasing power of the dollar would have a right to control the emission of the dollar, there's nothing wrong with the economy in the world would not have happened.